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Operation: I’m With Stupid

Here’s a sarcastically hilarious article on the mortgage “crisis” via Free Money Finance. On the heels of his plan to freeze interest rates on subprime mortgages for responsible homeowners who simply needed a helping hand, President Bush announced today he is ready to shift his attention to assisting the “stupid, irresponsible homeowners who knowingly bought…

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What exactly is a capital improvement?

One of the advantages of being a homeowner is that certain home improvement projects are sales tax free, if they fit the New York State’s guidelines of being a “Capital Improvement”. The tricky part can be determining what exactly qualifies as a capital improvement. The NYS Department of Taxation lays it out like this: A…