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Archives
Category Archives: Personal Finance
Crisis isn’t that complicated
Some people want to believe that our country’s economic crisis is so complicated that mere mortals cannot understand it. Only economists and politicians (hah!) have the brain power and education to decipher the complexity of how subprime mortgages and tightening … Continue reading
Posted in Derek, Personal Finance, Politics
3 Comments
Things I’m not buying
With Stampede Friday and Shop-At-Work Monday now behind us, I thought it opportune to reflect on some of the frequently frenzied purchases consumers “need” that I don’t. Nintendo Wii – Perfectly happy pulling out my old school PS2 once a … Continue reading
Posted in Derek, Personal Finance
1 Comment
Not all young celebrities are spendaholics!
Carrie Underwood made this comment in Allure magazine: On money: The Steinway piano she craves? “I have the space. It’s just waiting for the piano, but, you know, they’re expensive!” The SUV she desires? “They’re expensive, too!” She is still … Continue reading
Posted in Derek, Personal Finance
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A different view of the housing “crisis”
Here’s a unique way of looking at housing costs data. Take the average housing prices in the U.S. since 1890, adjust for inflation, then plot it on a rollercoaster. Pay particular attention to 1997 onward. via Consumerism Commentary
Posted in Derek, Homeownership, Personal Finance, Politics
1 Comment
Wait, their main financial concern is the cost of gas?
USA Today has an article that basically illustrates why young “adults” need better education in personal finance and economics. Read this paragraph: Adults aged 19 to 35 do not believe they earn enough to keep pace with the cost of … Continue reading
Posted in Derek, Personal Finance
2 Comments
Using credit cards to ease the pain and save some money
I have a good handle on my personal finances, and have no problem using credit cards and paying them off each month. In fact, it can be beneficial to do so. Those who are carrying a balance on their cards … Continue reading
Posted in Cars, Derek, Personal Finance
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Operation: I’m With Stupid
Here’s a sarcastically hilarious article on the mortgage “crisis” via Free Money Finance. On the heels of his plan to freeze interest rates on subprime mortgages for responsible homeowners who simply needed a helping hand, President Bush announced today he … Continue reading
Posted in Derek, Personal Finance, Politics
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What exactly is a capital improvement?
One of the advantages of being a homeowner is that certain home improvement projects are sales tax free, if they fit the New York State’s guidelines of being a “Capital Improvement”. The tricky part can be determining what exactly qualifies … Continue reading
Posted in Derek, Homeownership, Personal Finance
3 Comments
A financial milestone
Tomorrow marks a momentous day in my personal financial life – the day my college loans will be paid off. I believe in the philosophy that a person can live a debt-free lifestyle if they make it a priority, and … Continue reading
Posted in Derek, Personal Finance
2 Comments
Personal finance on the back of five business cards
It’s been quite awhile since I’ve done a personal finance post, but having sold a house and bought another this year, it’s certainly a topic that’s been at the top of my mind. I’ve also been following a few personal … Continue reading
Posted in Derek, Personal Finance
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